Internship: Lending & Financing  (Richards Bay)
iMasFinance Co-operative (Ltd)
Richards Bay, KwaZulu-Natal
Internship
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Posted 25 November 2024 - Closing Date 30 November 2024

Job Details

Job Description

Are you currently an unemployed graduate from designated groups? Are you seeking an opportunity to develop your potential and create a bright future in financial services through gaining workplace knowledge, skills and experience in lending and financing?

If you are  a dynamic, self-starter who is passionate about lending, financing, sales, client service and attention to detail, we have an exciting  12-month Internship available at iMasFinance, commencing in  February 2025. Successful candidates will be placed at one of our regional branches and client service office in Richards Bay.

Responsibilities & Learning Outcomes:

  • Process personal loans, and vehicle financing applications as well as other iMasFinance products
  • Analyse customer financial position and recommend solutions
  • Conduct customer affordability and assess repayment ability
  • Liaise with members, customers, employer groups, stakeholders and dealerships
  • Generate leads, convert leads, sell, and conclude sales deals
  • Resolve complaints received and manage customer service experience and service delivery
  • Establish, retain and maintain relationships with existing members, customers, stakeholders and dealerships
  • Identify possible risks and communicate to relevant parties
  • Handle   inbound and outbound calls and email queries from members, customers and stakeholders
  • Adherence to Credit Policies and other corporate policies and procedures
  • Implement actions to mitigate and prevent risk, fraud, and money laundering

Minimum Requirements:

  • A Degree or Diploma in Sales and/or Marketing, Business Management, or related.
  • Computer Literacy-MS Office (Essential)
  • Driver’s license is advantageous

Other Requirements:

  • Must be unemployed and currently not registered for any studies.
  • Opportunity is available to previously disadvantaged youth
  • Must have interest in working in financial services sales environment
  • Applicants must be available to start with the internship in February 2025
  • Must reside in the local town or surrounding areas